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BlogCase StudiesMedia KitLearning CenterContactPowered by the Life Continuity Engine™·Proven Return on Investment
Five ROI drivers: built into the platform.
Employee Benefits delivers return across multiple cost centers simultaneously, compounding value with every employee and every benefit cycle.
$312/employee/yr
Reduced FSA/HSA Forfeiture
AI nudges surface forfeiture risk before deadlines, recouping unspent funds.
~$56K/yr per 1K EEs
Lower Admin Overhead
Automated enrollment, compliance & vendor management cuts ~8 hrs/week of HR burden.
$4,200/retained EE
Reduced Turnover
Employees who use benefits are 2.4× more likely to stay. Utilization converts to retention.
Up to $100Kin fines
Compliance Penalties Avoided
Built-in deadline alerts and audit trails prevent costly ERISA, ACA & state oversights.
2–8%spend reduction
Smarter Plan Design
Real-time analytics identify underused benefits for redesign that improves value and controls cost.
Interactive ROI Calculator
Estimate your annual savings based on workforce size and insurance model.
105,000+
Includes Continuum RiskFlow™ stop-loss intelligence savings.
Estimated Annual Savings
$409K
Platform Cost: $15K
ROI: 27.2×
FSA/HSA Forfeiture Recovery
$78K
19%
Admin Overhead Reduction
$14K
3%
Smarter Plan Design Savings
$150K
37%
Retention Value
$105K
26%
Compliance Penalties Avoided
$50K
12%
Stop-Loss Renewal Savings
$12K
3%
Estimates based on industry benchmarks and Alphiniti customer data. Actual savings vary by plan design, vendor mix, and engagement levels. Request a briefing for a tailored projection.
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Annual Savings
$409K
Platform Cost
$15K
ROI Multiple
27.2×
The Bottom Line
4.1× Average ROI in Year One
Across our employer customer base, the combination of benefits consolidation, wellness engagement, and stop-loss intelligence delivers 4.1× return on investment within the first year of deployment.