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Terms of Service

Last updated: October 9, 2026

1. Agreement to Terms

By accessing or using Alphiniti's platform and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access or use our services.

2. Description of Service

Alphiniti provides a unified platform for life continuity management, including health, wealth, legacy, and estate planning services. We reserve the right to modify, suspend, or discontinue any part of the service at any time.

3. User Accounts

Account Creation

To access certain features, you must create an account. You are responsible for:

Eligibility

You must be at least 16 years old to use our services. By using Alphiniti, you represent and warrant that you meet this age requirement.

4. Acceptable Use

You agree not to:
  • Use the service for any illegal purpose
  • Violate any laws or regulations
  • Infringe on others' intellectual property rights
  • Transmit harmful or malicious code
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service
  • Use the service to transmit spam or unsolicited communications
  • Impersonate any person or entity

5. User Content

Ownership

You retain ownership of any content you upload or share on Alphiniti. By submitting content, you grant us a license to use, store, and display that content solely for the purpose of providing our services.

Responsibility

You are solely responsible for your content and its accuracy. We do not endorse or verify user content and disclaim all liability related to user content.

6. Intellectual Property

Alphiniti and its licensors own all intellectual property rights in the platform, including software, design, trademarks, and content. You may not copy, modify, distribute, or create derivative works without our express permission.

7. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
  • Merchantability or fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness
  • That the service will be uninterrupted or error-free

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALPHINITI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR DATA USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

9. Indemnification

You agree to indemnify and hold harmless Alphiniti from any claims, liabilities, damages, losses, and expenses arising out of your use of the service, your content, or your violation of these terms.

10. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of significant changes by posting the new terms on this page and updating the "Last updated" date.

13. SMS Messaging

Alphiniti, Inc. sends account notifications, security verification codes, and service updates to registered users of the Alphiniti platform who have opted in to SMS. These SMS terms supplement our SMS Campaign Terms & Conditions and Privacy Policy, which are incorporated here by reference.

How Users Consent (Opt-In)

Users opt in by checking an optional, unchecked SMS consent box on the sign-up form at https://alphiniti.com/sms-opt-in. The disclosure reads: “I agree to receive account and service text messages from Alphiniti, Inc. at the number provided. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase. Privacy Policy | Terms.” Consent is not required to use the service.

Message Types & Sample Messages

Messages are limited to account, security, and service notifications and never include protected health information (PHI) or other sensitive details. Each message begins with “Alphiniti:” and ends with “Reply STOP to opt out.” Representative samples:

  • Alphiniti: Your verification code is 482913. It expires in 10 minutes. Reply STOP to opt out.
  • Alphiniti: You have a new update on your account. Log in to view. Reply STOP to opt out.
  • Alphiniti: Your appointment is confirmed for Oct 15 at 10:00 AM. Reply STOP to opt out.

Opt-In Keywords & Message

To opt in by text, send any of: START, YES, or SUBSCRIBE.

Opt-in confirmation message: “Alphiniti: You’re subscribed to account alerts. Msg frequency varies. Msg & data rates may apply. Reply HELP for help, STOP to opt out.”

Opt-Out Keywords & Message

To opt out by text, send any of: STOP, STOPALL, UNSUBSCRIBE, CANCEL, END, or QUIT.

Opt-out confirmation message: “Alphiniti: You’ve been unsubscribed and will receive no further messages. Reply START to resubscribe.”

Help Keywords & Message

For support by text, send any of: HELP or INFO.

Help message: “Alphiniti: For help, contact support@alphiniti.com. Msg & data rates may apply. Reply STOP to opt out.”

Message Frequency, Data Rates & Carrier Support

Message frequency varies based on your account activity and the alerts you have enabled; security events (such as verification codes) may trigger additional messages. Message and data rates may apply. The program is supported on major U.S. wireless carriers; Alphiniti and its messaging provider (Twilio) are not liable for delayed or undelivered messages resulting from carrier issues.

Mobile Information Sharing

No mobile information will be shared with third parties or affiliates for marketing/promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except our messaging provider (Twilio) solely for transmitting messages to you, and as required by law or carrier requirements.

Questions About Compliance?

For questions about this policy, please contact us at: compliance@alphiniti.com

Document Information

Last Updated

October 9, 2026

Version

1.0

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